Aged Shelf Companies & Corporate Credit
Set Up a Business Properly: Build Fundability From Day One
Asset Profile helps entrepreneurs, LLCs, and corporations build a properly structured business foundation. From choosing the right entity and NAICS code to setting up your business address, EIN, and bank account, we help ensure your business is set up correctly from the start.
Current Availability
Aged Shelf Companies Available
Every entity is verified with the relevant Secretary of State before sale.
| History | Entity Type | Price | Profile | Availability |
|---|---|---|---|---|
| 3 Years of History | LLC or Corporation | $1,700 | ✅ Clean Profile | ✅ In Stock |
| 8 Years of History | LLC or Corporation | $2,950 | ✅ Clean Profile | ⚠️ Limited Inventory |
| 18 Years of History | LLC or Corporation | $3,650 | ✅ Clean Profile | ⚠️ Limited Inventory |
Request the complete list of available companies by emailing us at:
Education First
Why Fundability Matters
Setting up a business properly is not as difficult as you may think. The key to getting approved for financing is understanding what lenders and creditors are actually looking for: business fundability. It can be time-consuming, but it’s well worth the effort — a proper setup is directly tied to a business’s long-term success.
Building fundability from the start is the key to obtaining business credit lines and financing. Strong fundability can be a compensating factor lenders consider for a new business; it creates the perception that your business is credible.
Authority & Accuracy
Secretary of State Business Information Matching
Fundability, or lack thereof, can come down to something as simple as ensuring your business information matches everywhere it is listed. The first thing a bank will look at is the Secretary of State records to see if your business information matches what is shown on the credit application. If it is not congruent, the bank may deny the application because they suspect it is fraudulent, though the bank typically will not disclose this as the reason for denial.
It is crucial to set up the business properly across the board, as this alone improves your chances of credit approval. You are ultimately in control of your business’s fundability.
Underwriting
Understanding Risk Factors
The risk factor associated with your business setup is a substantial consideration for lenders. Traditional funding sources, like banks, will apply stricter underwriting to an application from a business perceived as high-risk, or may deny the application altogether. Lenders associate risky industries with a higher potential for personal injury or property damage, excessive cash usage, or unstable revenue — all of which can affect your chances of obtaining funding.
Industry Classification
Choosing a NAICS Code for Business Credit
Almost every major bank that issues credit is part of the Small Business Financial Exchange (SBFE), and they share information about businesses. Vendors like LexisNexis, Dun & Bradstreet, and Experian gather this information and put it onto business credit reports. If you choose the wrong NAICS code for business credit purposes and it’s associated with high risk, it can make it much harder for your business to get credit approvals.
It’s worth taking the time to choose the right NAICS code. If more than one code could apply to your business, choosing the one associated with the least risk is not illegal or deceptive. Provide your NAICS code on all applications so it’s communicated to the SBFE and, in turn, disseminated to vendors and business credit reporting agencies.
Naming
Choosing the Right Business Name
Along with the correct NAICS code, be sure to carefully choose your business name. If it is in a high-risk industry, omitting the industry reference from the name can also help prevent lender credit denials.
Make certain the business name, along with any DBA filing you include on the application, matches EXACTLY the business name and DBA filing listed with the Secretary of State, online, and on all corporate documents, business licenses, utility bills, and bank statements.
Business Address
Business Address Requirements
Entity & EIN
How to Get an EIN for Free
EINs are available free of charge at IRS.gov.
Set up a business entity and Employer Identification Number (EIN). The EIN is used to open a bank account and build a business credit profile; the business must be a separate legal entity from you, to distinguish personal from business credit.
You can structure this as a C corporation, S corporation, or LLC — an attorney or tax advisor can help determine the right fit. Avoid sole proprietorships and partnerships, as lenders often don’t regard them as credible. A corporation or LLC reduces your personal liability and signals credibility to lenders.
Business Presence
Licenses, Contact Info & Professional Presence
Banking
Seasoning Your Business Bank Account
Open a business bank account strictly in the business’s name, and keep personal funds completely separate. Even with a shelf company, open the account as soon as possible and start running funds through it.
Your ChexSystems business account history is a risk score used to determine risk based on account management and how long the account has been open — another reason to open early. Make sure all information on the account matches your business’s information everywhere else.
Many alternative funding sources only need to see six months of consistent deposits to approve credit applications, particularly if you process payments through PayPal, Square, or Stripe. A healthy ChexSystems business account history, alongside that deposit activity, meaningfully supports your case with these funders and strengthens your banking history.
Business Credit Bureaus
Credit Bureau Registration & Score Benchmarks
Set your business up with the credit bureaus. Look for your business on Dun & Bradstreet — if it’s not there, you can get a free D-U-N-S number, which generates a PAYDEX score as you make timely payments to vendors. Once you’re in the D&B system, search for your business on Experian and Equifax as well; Experian can also assign a Business Identification Number (BIN) through BizSource.
Consistently paying vendors and creditors on time is commonly associated with reaching:
Together, these benchmarks help strengthen your business’s overall fundability.
Answer
Does Personal Credit Affect Business Funding?
Yes, it can help — particularly if you apply with a conventional lender like a bank.
As with your business credit, maintaining good to excellent personal credit can further strengthen your business’s overall fundability.
Checklist
Common Fundability Mistakes to Avoid
Avoiding these common missteps may help strengthen your business’s overall fundability, though approval always depends on the lender’s individual criteria.
Timeline
How Long Does Proper Setup Take?
| Task | Typical Timeframe |
|---|---|
| Entity formation + EIN | 1–2 weeks |
| Business address, phone, and 411 listing | 1–2 weeks |
| Website and professional business email | 1–2 weeks |
| Bank account “seasoning” before it’s funding-ready | 3–6 months |
These are general ranges, not guarantees — actual timing depends on your state, industry, and how quickly each step is completed.
Self-Assessment
Quick Self-Check: Is My Business Fundable?
Checking most or all of these boxes may support stronger fundability — though it doesn’t guarantee approval, since every lender applies its own criteria.
Acquisition Process
Already Decided an Aged Shelf Company Is Part of Your Setup? Here’s the Process
Everything above applies whether you’re forming a brand-new entity or acquiring an aged one — but if you’ve decided a shelf company fits your strategy, here’s what the acquisition process looks like:
For the full breakdown of this process alongside state comparisons and pricing, see our complete guide to building business credit with an aged shelf company.
Trust & Authority
Why Work With Asset Profile
We don’t believe in selling the most expensive option just because it’s available — we believe in providing the strategy that gives entrepreneurs the strongest long-term advantage.
Asset Profile is not a law firm or tax advisory service — consult a qualified attorney or tax professional for guidance specific to your situation.
Request the list
Fast Business Formation with an Aged Shelf Company
Traditional business formation can take significant time. Entrepreneurs must:
Asset Profile simplifies the process by offering ready-made company structures and seasoned corporation solutions that are already incorporated and professionally maintained.
FAQ
Questions about Aged LLCs.
Everything about entity age, EINs, good standing, and how the transfer works. Can’t find your answer?
Important Notice
AssetProfile provides an administrative service for the formation, maintenance, and transfer of companies that are in good standing, but completely dormant and inactive business entities (corporations and LLCs) with zero operating history, revenue, employees, tax filings (beyond formation), assets, liabilities, or credit history. The “age” of a company refers solely to the time elapsed since its original formation date on public records and to the fact that it has remained in good standing with the Secretary of State. AssetProfile is not a business broker and does not broker the sale of operating businesses. After transfer of ownership, the buyer is solely responsible for all further actions, including obtaining an EIN, building operational history, establishing credit, qualifying as a foreign entity in other states, and making accurate representations to any third parties. This website and our services do not constitute a securities offering, investment advice, or a guarantee of any outcome. Buyers must independently verify all information and consult qualified legal, tax, and financial professionals before making a purchase or using the company.
Nationwide Coverage
Business Formation Options Available in Every State
Asset Profile provides information and services across the United States. Browse the states below to learn more about shelf corporations, LLCs, business formation, compliance requirements, and state-specific filing information.
A – D
F – I
K – M
N – R
S – W
Availability changes regularly. Request the current inventory list to confirm what is offered in each jurisdiction.
