DNB now shares information with Transunion through their i-update program. This is to identify people who start a business, obtain credit, and don’t pay it back. DNB seeks to identify these people and flag them as “high risk.” Some individuals are flagged high risk without a discernible reason.

If you currently have bad credit because of bad decisions that you’ve made in the past, and seek to start a business, then consider bringing in a partner. Make certain that the partner has good credit.