Credit Lind Hybrid Program

The Credit Lind Hybrid program is an alternative lending source for businesses which is far easier to qualify for than other traditional and alternative lending programs and can be a tremendous asset to your business for several reasons. You can get a SIX FIGURE credit line at zero% interest even if you have a startup business, have no cash flow or collateral, have credit issues, and if your business is in a high-risk industry. You can get a credit line hybrid even if you don’t qualify for any other kind of business financing.
working capital
With a credit line hybrid, you can get up to $150,000 in “working capital,” which means you can use it for any purpose. Approval is determined by the highest credit limit you have on your credit report at the time of application. Typically, you can get a credit line hybrid for five to eight times that amount. It’s unsecured, so no collateral is required.
hybrid credit lind programs


No documentation, such as bank statements, income verification, or tax returns, is needed. You will get the funds at 0% interest for six to eighteen months.

credit lending programs

hybrid of credit cards

This type of financing is a hybrid of credit cards and credit lines. With credit cards you can get a 0% rate, and with credit cards, you can get cash out. With the credit line hybrid, you have access to both these features simultaneously. In addition to this, you’re also building business credit in the process, which is a huge benefit. You can get five to eight lines; many of these report to business credit reporting agencies. And the more accounts on your business credit report, the more fundability the business will attain.

FICO score of 680+

good personal credit

There is only one main criterion for approval: good personal credit (FICO score of 680+). Ideally, your usage-to-limit ratio should be less than 40% and you should have fewer than six inquiries on your credit report. If this is not the case, you can still get funding, just for a lower amount. Alternately, you can get approval with a guarantor. Even with poor credit, you can be approved if a family member is willing to be a guarantor. Because credit line hybrids only report to business credit reporting agencies, there is no risk to the guarantor’s personal credit score.

Funding for any Business


The credit line hybrid program can be a tremendous source of funding for any business, especially for those who do not meet the qualifications for traditional or other alternative funding sources. Credit line hybrids allow your business to obtain the funding it needs for growth and success while assisting you with building necessary business credit in the process.